War Headlines Just Shifted Mortgage Rates: What Homebuyers Need to Know Mortgage rates are moving again, and this time the driver is not just inflation or jobs data — it is global uncertainty. In this episode of The Educated ...

Can you really afford the home you want? In this episode, we break down debt-to-income ratio (DTI) and explain how lenders use your income, monthly debts, loan program, down payment, and mortgage payment to determine how much...

First-Time Home Buyer Guide: Everything You Need to Know to Buy Smart Buying your first home is one of the biggest financial decisions you’ll ever make. If you’re a first-time home buyer , understanding the mortgage proces...

Housing supply could be the biggest factor shaping the 2026 peak buying season. In this episode, we break down why inventory matters so much, how it impacts buyer competition, seller leverage, home prices, and what today’s ma...

Zillow just downgraded its housing market forecast —so what does that really mean for home prices, mortgage rates, inventory, and buyers in today’s market? In this episode of The Educated Home Buyer , Jeb Smith and Josh Lewis...

Everyone thought the housing market was about to take off this spring… but the exact opposite is happening. Sales are down, inventory growth is slowing, and first-time home buyers just hit the lowest level ever recorded. So w...