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April 26, 2024

It's Started | Higher Interest Rates = More Housing Supply

Mortgage Interest Rates are back above 7% causing housing inventory to grow over 30% year over year. Will this increase in inventory lead to a housing crash? At the same time, we are seeing price reductions stabilize in the …
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The Educated HomeBuyer Podcast
April 23, 2024

EP114 - The Housing Market Will NOT Crash, Sorry!

Housing Affordability is near all time lows with mortgage rates sitting near recent highs, home prices have to crash, right? Wrong! The housing market is a function of supply and demand with house prices being sticky to the …
April 19, 2024

LIVE Q & A - The FED Just FLIPPED Mortgage Rates AGAIN!

Mortgage Interest Rates CLIMB as The FED noted that RECENT DATA SHOWS LACK OF FURTHER PROGRESS ON INFLATION THIS YEAR. Specifically, he said "it's likely to take longer than expected" to achieve inflation goals which likely …
April 16, 2024

EP113 - Housing Market (House Prices & Inventory) Breakdown with Lance Lambert

Housing prices continue to outperform while housing affordability continues to erode. What are house prices and inventory doing on a nationwide basis? What does the future of house prices look like? Why are house prices sti…
April 12, 2024

LIVE Q & A - Higher Inflation Will Lead To Higher Mortgage Rates

CPI just came in HOT pushing inflation higher than than expected dashing hopes that the Federal Reserve will be able to cut interest rates anytime soon. Consumer prices rose 3.5% from a year ago in March, more than expected …
April 9, 2024

EP112 - The BIGGEST Problem In The Housing Market

Rising housing insurance costs are not only putting a huge strain on home buyers but also impacting homeowners in a meaningful way. Will homeowners insurance costs continue to rise? Where is this being felt the most? Will h…
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The Educated HomeBuyer Podcast
April 5, 2024

LIVE Q & A - The Housing Market Remains STRONG 💪

This is very different housing market than during the housing bubble, when a large percentage of borrowers had little or no equity as over 69% of borrowers have current LTVs under 60% (and this doesn’t include all the homes …
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The Educated HomeBuyer Podcast
April 2, 2024

EP111 - Housing CRISIS | Are BIG Corporations To Blame?

The Housing Market Continues To Appreciate Even In The Face Of Higher Mortgage Rates? What's driving house prices? Are BIG corporations inflating house prices and driving down inventory? How can you compete in a house marke…
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The Educated HomeBuyer Podcast
March 29, 2024

LIVE Q & A - Housing Affordability Is Getting Worse

House Prices Just Increased nearly 6% year over year while mortgage rates remain near 7%. When will housing affordability improve? When will house prices and mortgage come down? Should you buy now or wait? In this live epi…
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The Educated HomeBuyer Podcast
March 26, 2024

EP110 - Home Buyer Commissions Just FLIPPED The Housing Market

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive for first time home buyers to buy a home. What does this settlement mean for a first time home buyer …
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The Educated HomeBuyer Podcast
March 22, 2024

LIVE Q & A - Don't Wait | The Costs To Buy A House Are Going Up

The National Association Of Realtor Just Settled NOT only changing the housing market forever but making it more expensive to buy a home. What does this settlement mean for a home buyer in the 2024 housing market? Should you…
March 19, 2024

EP109 - Which Low Down Mortgage Is Right For You?

Are you a first time home buyer wondering which loan down mortgage is right for you in the 2024 housing market? What are the differences in FHA, VA, Conventional and USDA? What are the down payment requirements, credit requi…
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The Educated HomeBuyer Podcast
March 15, 2024

LIVE Q & A - The Housing Inventory Will Grow 40% In 2024

Housing Inventory Is 21% Higher Than 2023 and continuing to climb as Mortgage Rates remain above 7%. The belief is if mortgage interest rates continue to climb then inventory will also climb and could reach 40% more homes by…
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The Educated HomeBuyer Podcast
March 12, 2024

EP108 - Expert Advice For First Time Home Buyers In 2024 | Your Concerns Addressed

Are you a first time home buyer with questions and concerns about buying a house in the 2024 housing market? How much should you put down? What type of loan should you do? How much are the closing costs? We gathered input f…
March 8, 2024

LIVE Q & A - The UNAFFORDABLE Housing Market Is On FIRE

The 2024 Housing Market Is Starting To Gain Traction as we head into the spring housing market. When will we see more inventory? When will mortgage rates go down? In this live episode, we are going to discuss the latest reg…
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The Educated HomeBuyer Podcast
March 5, 2024

EP107 - How The 2024 Election Will Impact The Housing Market

The Presidential Election Is Around The Corner And Could Have A HUGE Impact On the Housing Market. Should you buy now or wait to see what happens with the election results? How does a change in presidency impact housing? Do…
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The Educated HomeBuyer Podcast
March 1, 2024

LIVE Q & A - House Prices Reach A NEW All Time High In 2024

The median home price reached an all-time high for the month of January as the housing market remains strong due to low inventory and strong buyer demand. When is the best time to buy a home? What factors do you need to cons…
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The Educated HomeBuyer Podcast
Feb. 27, 2024

The Risk Of Waiting To Buy A House | Buy Now or Wait?

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2024? What is the risk of not buying a house in 2024? In this episode, we discuss why right now might be the best time to …
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The Educated HomeBuyer Podcast
Feb. 23, 2024

LIVE Q & A - This Is Having The BIGGEST Impact On The Housing Market

House Prices are a function of supply and demand. Currently demand still outweighs supply in most US Housing Markets. Will 2024 be better or worse than the 2023 housing market? Should you buy now or wait? In this live episo…
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The Educated HomeBuyer Podcast
Feb. 20, 2024

EP105 - What You REALLY Need To Know About An FHA Loan

Are you a first time home buyer considering buying a home in 2024 but unsure about using an FHA Loan because of something you heard? Is FHA a bad loan? Which loan program is right for you? What are the fha loan requirements…
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The Educated HomeBuyer Podcast
Feb. 16, 2024

LIVE Q & A - Interest Rates Are In Trouble | The Fed Rate Cuts Are OVER

Inflation just came in hotter than expected sending interest rates to the highest levels we have seen in months. How will this affect the Housing Market? In this live episode, we are going to discuss the latest regarding inf…
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The Educated HomeBuyer Podcast
Feb. 13, 2024

EP104 - Boost Your Credit Score FAST | How Credit Impacts The Home Buying Process

Credit scores are the most important piece of the home buying process as it affects your interest rate, housing payment and ultimately how much home you can afford to purchase. In this episode, we discuss the relationship be…
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The Educated HomeBuyer Podcast
Feb. 9, 2024

LIVE Q & A - No Fed Pivot In Sight For The 2024 Housing Market

The FED just signaled that Interert Rate Cuts Aren't Coming Anytime Soon! Should you BUY NOW or WAIT for Lower Mortgage Rates? What does these mean for house prices? When will housing affordability improve? In this live epi…
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The Educated HomeBuyer Podcast
Feb. 6, 2024

EP103 - When Will The FED Cut Interest Rates?

The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the curre…
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The Educated HomeBuyer Podcast