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The Educated HomeBuyer Podcast

Recent Episodes

March 31, 2025

EP163 - A RECESSION Will Have A HUGE Impact On First Time Home Buyers

A recession changes the game for first-time homebuyers, and not always in the way you’d expect. As the economy slows, we’re seeing early signs of softening interest rates, flattening home prices, and tighter lending standards...

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March 28, 2025

LIVE 03_26_27 - Inventory Is CLIMBING Nationwide But Who Cares

Housing supply is up 30% from last year, with 30% of that inventory located in Florida and Texas. So if you’re located in Maine, do you really care what the housing market is doing in Florida? In this episode, we discuss what...

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March 24, 2025

EP162 - How TARIFF's Will Impact The Housing Market

Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volati...

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March 21, 2025

LIVE 03_19_25 - The Housing Market Just SHIFTED In Favor Of BUYERS

Inventory is up 29% causing 34% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 20...

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March 17, 2025

EP161 - Use Lender CREDITS To Pay Your Closing Costs

I refinanced my loan twice last year without paying a dime out of pocket. If you've been wondering how to lower your interest rate without upfront costs or adding to your loan balance, this is the video you need. Josh and I b...

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March 14, 2025

LIVE 03_12_25 - Housing market shift: Income needed up 79% in 5 years!

The income needed to purchase a typical U.S. home has skyrocketed by 79% in just five years, rising from $51,646 in January 2020 to $92,538 in January 2025. This rapid increase is driven by soaring home prices and higher mort...

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Recent Blog Posts

March 31, 2025

Recession Home Buyers: Should You Wait or Buy Now in 2025?

Should First-Time Buyers Wait for a Recession or Buy Now? A Deep Dive into the 2025 Housing Market How a Recession Impacts First-Time Home Buyers: What You Need to Know Watch the full podcast episode below to hear Jeb Smith and Josh Lewis break it…

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March 24, 2025

How Tariffs Will Impact the Housing Market

How Tariffs Will Impact the Housing Market The housing market is already struggling—and tariffs could be the tipping point. With mortgage rates stuck, affordability at a multi-decade low, and recession whispers in the air, new trade policie…

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March 17, 2025

The Ultimate Guide to Free Refinancing and Lender Credits

The Ultimate Guide to Free Refinancing and Lender Credits Introduction: The Myth of a Free Refinance Have you ever heard about a free mortgage or a free refinance? If so, you might be skeptical. After all, banks don’t just give away money, r…

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