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The Educated HomeBuyer Podcast
April 22, 2025

House Prices Are Expected To DECLINE Through 2026

Home prices are now projected to decline nationally, with Zillow forecasting a drop in house prices through March 2026. Inventory is climbing, buyer options are growing, and sellers are losing some of their leverage. While mortgage rates remain volatile, this shift could create opportunity for buyers who are prepared. In…

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April 21, 2025

The TRUTH About FHA Loans - FHA Loans 101

FHA loans offer low down payments and flexible credit requirements, BUT most buyers don’t understand how they really work. In this episode, we break down the facts, from qualification myths to hidden costs like mortgage insurance and lender overlays. You’ll learn how FHA compares to conventional loans, when it makes…

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April 14, 2025

The Housing Market Is SHIFTING In Favor of Buyers

Mortgage interest rates just hit the highest levels we've seen in months while inventory continues to grow. Is this the new normal or just a temporary blip on the radar? Should you buy now or wait? In this live, we break down what's driving mortgage rates higher and what you…

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April 14, 2025

Tariffs Just Threw the Housing Market Into Chaos

Tariffs are back and they’re shaking up the housing market fast. In this episode, we break down how rising mortgage rate volatility is impacting buyers, sellers, and affordability. If you're in the market or just watching from the sidelines, here's what you need to know now before things shift again.…

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April 10, 2025

Mortgage Interest Rates Just Had a Major Spike!

Mortgage interest rates just saw one of the biggest single-day jumps since 2022—up nearly 0.30% in just 24 hours. In this video, we break down what caused the spike, why volatility like this matters, and what it could mean for homebuyers and the housing market moving forward. =============================================== ✅ Ready…

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April 7, 2025

Waiting For Lower Mortgage Interest Rates WILL COST YOU!

Mortgage rates are high, affordability feels impossible, and many buyers are frozen by fear and misinformation. In this episode, Jeb and Josh break down what’s really holding people back from buying even when they're financially ready. We dig into buyer psychology, survey data, and why waiting for a “perfect” rate…

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April 3, 2025

Mortgage Delinquencies Are RISING - Should You Be Worried?

Delinquency rates are rising but is it time to panic? In this video, we break down the real story behind recent headlines and viral posts claiming homeowners are in trouble. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate questions…

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March 31, 2025

A RECESSION Will Have A HUGE Impact On First Time Home Buyers

A recession changes the game for first-time homebuyers, and not always in the way you’d expect. As the economy slows, we’re seeing early signs of softening interest rates, flattening home prices, and tighter lending standards. While that can open doors for some buyers, it could slam them shut for others.…

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March 27, 2025

Inventory Is CLIMBING Nationwide But Who Cares

Housing Supply is up 30% from last year with 30% of that inventory in Florida and Texas. So if your located in Maine, do you really care what the housing market is doing in Florida? In this episode we discuss what's currently happening the 2025 housing market while answering your…

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March 24, 2025

New Tariffs Will SHIFT The Housing Market

Mortgage rates are stuck, affordability is brutal, and the market is being pulled in every direction by economic uncertainty. With recession fears, Fed inaction, and global trade tensions—especially tariffs—heating up, volatility is the name of the game. This episode breaks down what’s really driving mortgage rates, why they’re likely to…

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March 18, 2025

The Housing Market Just SHIFTED In Favor Of BUYERS

Inventory is up 29% causing 34% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate…

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March 17, 2025

How To Use Lender CREDITS To Pay Your Closing Costs

I refinanced my loan twice last year without paying a dime out of pocket. If you've been wondering how to lower your interest rate without upfront costs or adding to your loan balance, this is the video you need. Josh and I break down the power of lender credits, explaining…

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March 13, 2025

2008 Is NEVER Going To Happen Again!

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March 11, 2025

Unemployment is rising—does that mean home prices will crash? 🤔🏡

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March 10, 2025

Housing market shift: Income needed up 79% in 5 years!

The income needed to purchase a typical U.S. home has skyrocketed by 79% in just five years, rising from $51,646 in January 2020 to $92,538 in January 2025. This rapid increase is driven by soaring home prices and higher mortgage rates, while average weekly earnings have only grown by 25%…

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March 10, 2025

Foreclosures Will NOT Have A HUGE Impact On House Prices

Foreclosures are rising, but the media isn’t telling you the full story. The housing market is shifting, but this is not 2008 all over again. Homeowners have equity, lending standards are tighter, and inventory remains low. Watch now to get the real data, the expert analysis, and what this means…

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March 6, 2025

Stop Throwing Away Your Money On Rent

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March 4, 2025

How LOW Will Mortgage Rates Go?

The fear of a slowing economy has the bond hitting the lowest levels we've seen in months with interest rates following right behind. Could we see 5% mortgage rates again? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to…

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March 3, 2025

Mortgage Interest Rates Just Made A BIG MOVE

Mortgage interest rates are dropping fast, and the market is shifting. The 10-year yield just fell from 4.80% to 4.28%, signaling major changes ahead. Economic slowdown fears, stock market declines, and consumer pessimism are shaping what happens as we move forward in the 2025 housing market. WATCH THIS NEXT 👇…

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Feb. 27, 2025

Mortgage Rates Hit 4 Month LOW - How Low Can They Go?

Mortgage rates are dropping fast, but the window to lock in lower rates could slam shut at any moment. Over the past four business days, we've seen a rare and rapid decline—one that typically takes weeks to unfold. If you're waiting for rates to fall even further, you might be…

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Feb. 24, 2025

Buy NOW or WAIT? The Housing Market Is About To SHIFT

The rent vs own debate is more intense than ever, with home prices high and affordability stretched thin. In this episode, we cut through the noise and break down the real numbers, the hidden costs, and the financial arguments most people overlook. Renting isn’t always throwing money away, and owning…

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Feb. 17, 2025

The IMPACT of Job Cuts On The Housing Market

Will the housing market collapse as housing inventory rises? Social media is buzzing with claims of skyrocketing inventory, but is it real or just hype? Before you believe the doomsday predictions, let’s break down the actual data. We’ll dive into inventory levels, new listings, price cuts, and the impact of…

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Feb. 17, 2025

5 Questions You Must Ask Before Buying In The 2025 Housing Market

Do NOT Buy A House until you can confidently answer these 5 questions. Are you a first time home buyer wondering what is important when deciding to buy a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Before Buying in…

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Feb. 10, 2025

Mortgage Rates Have PEAKED for 2025

Mortgage rates have peaked, and while volatility remains, we’re seeing clear signs of stabilization. Improved mortgage spreads in 2024 and 2025 are helping to prevent rates from climbing as high as they did in 2023, when spreads widened dramatically due to economic uncertainty​. With the 10-year yield fluctuating but mortgage…

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