Inventory is up 29% causing 34% of sellers to cut their price. This is a positive sign for homebuyers as the housing market is shifting for the first time in years. In this episode we discuss what's currently happening the 2025 housing market while answering your mortgage and real estate…
I refinanced my loan twice last year without paying a dime out of pocket. If you've been wondering how to lower your interest rate without upfront costs or adding to your loan balance, this is the video you need. Josh and I break down the power of lender credits, explaining…
The income needed to purchase a typical U.S. home has skyrocketed by 79% in just five years, rising from $51,646 in January 2020 to $92,538 in January 2025. This rapid increase is driven by soaring home prices and higher mortgage rates, while average weekly earnings have only grown by 25%…
Foreclosures are rising, but the media isn’t telling you the full story. The housing market is shifting, but this is not 2008 all over again. Homeowners have equity, lending standards are tighter, and inventory remains low. Watch now to get the real data, the expert analysis, and what this means…
The fear of a slowing economy has the bond hitting the lowest levels we've seen in months with interest rates following right behind. Could we see 5% mortgage rates again? In this episode we dive into the current housing market while updating you on the economy and mortgage rates to…
Mortgage interest rates are dropping fast, and the market is shifting. The 10-year yield just fell from 4.80% to 4.28%, signaling major changes ahead. Economic slowdown fears, stock market declines, and consumer pessimism are shaping what happens as we move forward in the 2025 housing market. WATCH THIS NEXT 👇…
Mortgage rates are dropping fast, but the window to lock in lower rates could slam shut at any moment. Over the past four business days, we've seen a rare and rapid decline—one that typically takes weeks to unfold. If you're waiting for rates to fall even further, you might be…
The rent vs own debate is more intense than ever, with home prices high and affordability stretched thin. In this episode, we cut through the noise and break down the real numbers, the hidden costs, and the financial arguments most people overlook. Renting isn’t always throwing money away, and owning…
Will the housing market collapse as housing inventory rises? Social media is buzzing with claims of skyrocketing inventory, but is it real or just hype? Before you believe the doomsday predictions, let’s break down the actual data. We’ll dive into inventory levels, new listings, price cuts, and the impact of…
Do NOT Buy A House until you can confidently answer these 5 questions. Are you a first time home buyer wondering what is important when deciding to buy a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask Before Buying in…
Mortgage rates have peaked, and while volatility remains, we’re seeing clear signs of stabilization. Improved mortgage spreads in 2024 and 2025 are helping to prevent rates from climbing as high as they did in 2023, when spreads widened dramatically due to economic uncertainty. With the 10-year yield fluctuating but mortgage…
Trump is making headlines by demanding lower mortgage rates, but will it actually happen? In this video, we break down what he said, how much influence he really has over interest rates, and what it means for homebuyers in 2024. The Federal Reserve controls rates based on inflation and economic…
The 25% tariffs on Canadian and Mexican imports are a disaster for housing affordability. With homebuilders already struggling with rising costs, these tariffs will drive up prices even more, making it harder for Americans to afford a home. Instead of fixing the housing crisis, these policies will increase costs for…
Trump’s new housing policies are set to shake up the market in a major way. His executive orders aim to cut regulations, lower housing costs, and increase supply, but the impact may not be as straightforward as it seems. While builders and developers are cheering, potential labor shortages, economic volatility,…
President Donald Trump has publicly stated he will "demand" that the Federal Reserve lower interest rates immediately. President Trump’s second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. In this episode, we will discuss what's impacting the current housing market while answering your mortgage and…
Despite headlines about rising inventory, we’re still far from pre-pandemic levels nationally, and regional disparities paint an uneven picture. Factors like insurance market instability, migration shifts, and pandemic pricing corrections are reshaping opportunities. In this video, we discuss the 2025 housing market trends and insights shaping the housing market today…
Regulatory requirements currently add 25% to new home costs, but Trump plans to cut red tape and reverse $50,000 in household costs attributed to previous administration policies. President Trump’s second-term housing priorities focus on reducing regulatory burdens, expanding housing supply, and combating inflation. His executive order aims to lower construction…
Do NOT lock your interest rate before asking your lender these 5 questions. Are you a first time home buyer wondering about the process of locking your mortgage rate when buying a house? What questions should be be asking? In this video, we discuss the 5 Questions You Must Ask…
