The Federal Reserve does NOT control your mortgage rate—so stop assuming a rate cut means cheaper loans! In this episode, we dive deep into one of the biggest misconceptions in real estate: the belief that the Federal Reserve directly sets mortgage rates. Spoiler alert—it doesn't! We'll explain the real factors that influence mortgage rates, why they don't always follow the Fed's moves, and what you should be watching instead if you're in the market for a new home or investment property.
WATCH THIS NEXT ⏩How To Choose A Mortgage Lender When Buying A House in 2024 - https://youtu.be/wPbDWP3BhAQ
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Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker
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Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
NMLS ID: 234220 | CA DRE: 01209148
United American Mortgage | NMLS ID: 1942
➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc
➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart
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