The Fed's restrictive policies continue to impact the housing market which has led to a lack of supply and high prices. When will the fed lower interest rates? In this conversation, Jeb Smith and Josh Lewis discuss the current housing market conditions and why the Fed has not made a pivot yet. They explore the impact of real interest rates and the Fed funds rate on the economy. The conversation delves into the restrictive policies of the Fed and their impact on the housing market. They also discuss the dual mandate of the Fed and the importance of employment data. The conversation concludes with advice for buyers on what to pay attention to and the timing of buying a home in order to help you become The Educated HomeBuyer

⏩ The 2024 Housing Market With Barry Habib - https://youtu.be/94jd2PBA2Pg

HOME BUYER RESOURCES:

🏠 - First Time Home Buyer Course - http://www.becominghomewise.com

✅ - Want to get connected with us or to a local expert in your market, please reach out at http://www.theeducatedhomebuyer.com/expert

📧- Sign Up For My Free Newsletter - https://www.jebsmith.net/sign-up-for-my-newsletter

🎙- The Educated Home Buyer Podcast - @theeducatedhomebuyer
Spotify - https://open.spotify.com/show/3Ho4sTORqrLYlkBwWUkSBA
Apple - https://podcasts.apple.com/us/podcast/the-educated-homebuyer/id1611226020
YouTube - http://www.youtube.com/@theeducatedhomebuyer

00:00 Current Conditions in the Market
01:12 When Will the Fed Pivot?
03:15 Real Interest Rates and Fed Funds Rate
05:57 The Restrictive Policy of the Fed
07:24 The Impact on the Housing Market
08:01 The Dual Mandate of the Fed
09:01 The Fed's Response to the Pandemic
10:26 The Relationship Between Money Supply and Velocity
12:15 The Impact of Supply Shocks on Prices
13:15 The Debate on Restrictive Policies
14:12 The Historical Trend of Real Interest Rates
16:03 Market Expectations and Fed Funds Futures
18:30 The Timing of Fed Cuts
19:28 The Fed's Perspective on Employment
21:31 Employment and the Fed's Response
22:30 The Fed's Approach to Inflation and Employment
23:14 What Buyers Should Pay Attention To
24:55 The Impact of Lower Interest Rates on Housing
26:18 The Timing of Buying a Home
27:35 What Buyers Should Focus On
28:51 The Importance of Data in Decision-Making
29:21 The Fed's Approach to Avoiding a Recession
31:20 The Impact of Excess Savings on the Economy
32:14 Key Data Points to Watch
34:59 The Importance of Staying Informed
36:43 Summary and Call to Action

Want to Connect with me 👇
Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Coldwell Banker Realty
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