Ever wonder why your lender is so eager to close your mortgage? It's not just about getting you into your new home—it's about how they get paid.
In this video, we’re pulling back the curtain on the various ways mortgage professionals make their money and what that means for you as a borrower. Whether you’re buying your first home, refinancing, or just curious about the process, understanding these payment structures could save you thousands of dollars!

WATCH THIS NEXT ⏩ Understanding the Loan Estimate When Getting A Mortgage - https://youtu.be/NtCnzVQlUk8

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✅ - Connect Directly With Our Mortgage & Real Estate Team - http://www.theeducatedhomebuyer.com/expert

📩 - info@theeducatedhomebuyer.com

💻 - http://www.theeducatedhomebuyer.com

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🎯 Here's what you'll learn:

✅Origination Fees – What they are, how they work, and how they impact your loan costs.

✅Yield Spread Premium (YSP) – How offering a higher interest rate benefits your lender and what to watch out for.

✅Other Potential Fees – The hidden costs you need to know before signing on the dotted line.

🔍 Knowledge is power when it comes to mortgages. By the end of this video, you'll have the insights you need to ask the right questions, compare offers, and make sure you're getting the best deal possible.

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Connect with me 👇

Jeb Smith (huntington beach Realtor/orange county real estate)
DRE 01407449
Real Broker
➡I N S T A G R A M ➳ https://www.instagram.com/jebsmith
➡Y O U T U B E ➳https://www.youtube.com/c/JebSmith

Connect with me 👇
Josh Lewis (Huntington Beach Certified Mortgage Expert)
NMLS ID: 234220 | CA DRE: 01209148
United American Mortgage | NMLS ID: 1942
➡I N S T A G R A M ➳ https://www.instagram.com/joshlewiscmc
➡Y O U T U B E ➳https://www.youtube.com/c/buywiseborrowsmart

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