Are you tired of high mortgage rates? Good news is on the horizon! In 2023, we saw mortgage rates skyrocket after the collapse of Silicon Valley Bank, hitting new highs due to terrible spreads between the 30-year mortgage and the 10-year yield. But this year, things are looking up. The spreads are improving, and mortgage rates are trending lower even with the 10-year yield still above 4%. Imagine if the spreads improve further and the 10-year yield drops — we could see mortgage rates fall below 6%. This would boost home sales and bring much-needed relief to buyers. Tune in to learn how these changes can benefit you and the housing market!

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Jeb Smith (huntington beach Realtor/orange county real estate)
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Josh Lewis (Huntington Beach Certified Mortgage Expert)
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