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Aug. 20, 2024

EP131 - Stop OVERCOMPLICATING The Home Buying Process

Buying a home is one of the most significant decisions you'll ever make, but it doesn't have to be as stressful as many buyers make it out to be. In this video, we'll dive into the common mistakes and misconceptions that add…
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The Educated HomeBuyer Podcast
Aug. 16, 2024

LIVE Q & A - It Started | Interest Rates Hit A 15 Month Low

Mortgage rates are dropping and likely to continue moving lower as inflation moderates with weather than expected employment data. What affect will The FED having on mortgage rates? Should you buy now or wait? In this live e…
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The Educated HomeBuyer Podcast
Aug. 13, 2024

EP130 - Housing Isn't CRASHING But Change Is On The Way

The Housing Market is shifting with lower mortgage rates and more inventory. Should you buy now or wait? In this conversation with John Wake from RealEstateDecoded we discuss the current changes in the housing market and wha…
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The Educated HomeBuyer Podcast
Aug. 8, 2024

EP129 - Here's Why Interest Rates Will Continue To Go LOWER

Mortgage Interest Rates have dropped over .75% in just over a month and likely to continue lower. In this video, we dive into why interest rates are expected to continue moving lower, despite recent highs. We explore the Fed…
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The Educated HomeBuyer Podcast
Aug. 2, 2024

LIVE Q & A - Where Are House Prices Headed With Lower Mortgage Interest Rates?

Will the Housing Market become more affordable with lower interest rates or will house prices continue to rise? Should you BUY NOW or WAIT for Lower House Prices? Will we continue to see house prices set record highs or will…
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The Educated HomeBuyer Podcast
July 30, 2024

EP128 - When Real Estate Goes WRONG | Real Client Lessons

The housing market is a minefield—are you prepared to navigate it? In this episode, we dive into real client stories that highlight the crucial need to start early and work with a professional. From complicated loans and une…
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The Educated HomeBuyer Podcast
July 23, 2024

EP127 - The Truth About Rising Mortgage Delinquencies

Do NOT believe the media when it comes to headslines about delinquencies and foreclosure. As headlines scream about rising foreclosures, it's easy to feel alarmed. But is there really cause for concern? In this video, we div…
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The Educated HomeBuyer Podcast
July 16, 2024

EP126 - NEVER Get Your Mortgage From A Big Box Lender

Do NOT get your mortgage from a Big Box Lender! In today's show, we dive deep into all your mortgage options and explain why avoiding Big Box Lenders is crucial. We'll explore banks, credit unions, mortgage companies, broker…
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The Educated HomeBuyer Podcast
July 12, 2024

LIVE Q & A - The Housing Market Is Up 44% Since 2020 | It Has To Crash, Right?

The Housing Market (national home prices) are up a staggering +44.1% since March 2020. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well th…
July 9, 2024

EP125 - The TRUTH About Paying Off Your Mortgage Early

Think velocity banking is your ticket to a debt-free future? Before you dive in, watch this video. We uncover the hidden pitfalls and high risks of this popular mortgage payoff strategy. Learn why it might not be the magic s…
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The Educated HomeBuyer Podcast
July 2, 2024

EP124 - How Much Are You Really Paying For Your Mortgage?

Are you a first time home buyer wondering how much you're being charged on your mortgage? Are you having a difficult time understanding the loan estimate on your mortgage? How do you compare one lender to another by looking …
June 28, 2024

LIVE Q & A - House Prices Hit An All Time HIGH

House prices rose 5.8% year over year and hit a new all -time high of $419,300 even as inventory of homes for sale continues to rise. In this live episode, we are going to discuss the latest regarding inflation, the Federal …
June 25, 2024

EP123 - 2nd Half 2024 Housing Market & Mortgage Rate Forecast

Where is the housing market headed into 2024 for the second half of the year? Is this the year of lower rates and more inventory or a housing market crash? In this episode, Jeb Smith and Josh Lewis discuss their forecast for…
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The Educated HomeBuyer Podcast
June 21, 2024

LIVE Q & A - Mortgage Rates Will Keep FALLING

Lower inflation and jobs numbers have allowed the 10 year to moderate leaing to lower mortgage rates. How will this affect the housing market? In this live episode, we are going to discuss the latest regarding inflation, the…
June 18, 2024

EP122 - Inventory is INCREASING, So What!

Inventory is UP over 36% year over year while house prices continue to push higher. How is inventory and prices growing at the same time? It's because all real estate is local! In this episode, we discuss why inventory alon…
June 14, 2024

LIVE Q & A - The Latest From The FED On Inflation and Interest Rate Cuts

The direction of the housing market is being held in the palm of the Federal Reserve. In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and econo…
June 11, 2024

EP121 - 5 Mistakes HomeBuyers Are Making When Getting A Mortgage In 2024

You will regret getting a mortgage in 2024 if you aren't careful. It's really easy to make mistakes when getting a mortgage to buy a house because the timeframes are so quick. How do you avoid making mistakes when getting a …
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The Educated HomeBuyer Podcast
June 7, 2024

LIVE Q & A - Inventory Is CLIMBING and Home Price Growth Is SLOWING

Home prices eased to 5.1% annually in April while housing nearly 90% of U.S. metropolitan areas now have more homes for sale than at this same point last year, with inventory in 14 of the top 100 markets having returned to p…
June 4, 2024

EP120 - 5 Things NOT to Do When Refinancing Your Mortgage

Refinancing your mortgage could be a HUGE mistake. Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? What mistakes should you av…
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The Educated HomeBuyer Podcast
May 31, 2024

LIVE Q & A - The Housing Market Just JUMPED Another 6.5%

The Costs Of Waiting are hurting those sitting on the sidelines waiting for a housing crash as the latest report from Case-Shiller shows that the National House Price Index Was Up 6.5% year-over-year in March. Should you buy…
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The Educated HomeBuyer Podcast
May 28, 2024

Mortgage 101 - Understanding Assets When Getting A Mortgage

Are you a first time home buyer wondering how much in assets you need when buying a home? What are assets in context of getting a mortgage loan? How long do the assets need to be sourced and seasoned? What happens when your…
May 24, 2024

LIVE Q & A - Mortgage Interest Rates Have PEAKED

Mortgage Interest Rates are sitting at the lowest level we've seen in a few months with both inflation and employment supporting a slowing economy. While the FED wants to keep interest rates higher for longer, the reality is…
May 21, 2024

EP118 - Everything You Need To Know About Locking An Interest Rate

Are you a first time home buyer wondering how to lock your loan? When should you lock your mortgage interest rate? How do you lock your interest rate? What should you consider when locking your loan? In this video, we disc…
May 17, 2024

LIVE Q & A - Better Economic Data Leads To Lower Interest Rates

The Economic Data Shows The Economy Is Slowing Which Has Caused Interest Rates To Pull Back Under 7%. In this random live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the late…