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June 20, 2023

EP70 - Do NOT Buy A House In 2023

The Housing Market is out of control with rising interest rates while housing affordability sits at al time lows. In addition, you have the economy sitting on the edge of a major recession. Should you buy now or wait for a h…
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The Educated HomeBuyer Podcast
June 16, 2023

LIVE Q & A - Buy NOW or WAIT For A More Affordable Housing Market

The Housing Market continues to push higher even in the face of higher mortgage rates and slowing buyer demand. When will house prices become more affordable? Should you buy now or wait for a housing collapse? In this live e…
June 13, 2023

EP69 - 1% Down Mortgage | How To Buy A House With 1% Down Payment

Are you a first time home buyer curious about the 1% down payment option through Rocket Mortgage or United Wholesale Mortgage (UWM). What are the loan requirements for the 1 percent down payment mortgage? What credit score d…
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The Educated HomeBuyer Podcast
June 9, 2023

LIVE Q & A - Super Low Mortgage Rates Have RUINED The Housing Market

Mortgage Rates are having a bigger impact on the 2023 housing market than anyone ever anticipated and it's not necessarily due to rising interest rates. The FED created BIG problems during the pandemic by artificially pumpin…
June 6, 2023

EP68 - Mortgage Interest Rates Will Remain Higher For Longer

Mortgage Interest Rates just hit the highest level we've seen in 6 months with the FED talking about the potential of another rate hike in June? When will we see interest rates moderate? Will higher rates cause a housing cra…
June 2, 2023

LIVE Q & A - The Housing Market Is Facing A Mortgage Rate Problem

The 2023 Housing Market is now facing new problems as mortgage interest rates hit 6 month highs. On top of rising interest rates, we also have a lack of inventory keeping home prices high. The combination of mortgage rates a…
May 30, 2023

EP67 - Preparing To NOT Buy A House In 2023

Homeownership Isn't The Right Answer For Everyone! What should you do if buying a house is not right for you? How do you end up in the same position as a homeowner when it comes to retirement? How much money do you have to i…
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The Educated HomeBuyer Podcast
May 26, 2023

LIVE Q & A - Mortgage Interest Rates Will Have A Big Impact On The Housing Market

Mortgage Rates Are Sitting At 2 Month Highs while the number of sales continues to slow. How will rising interest rates impact house prices? Is there a chance we could see a Housing Market Collapse? ✅ - Want to get connecte…
May 23, 2023

EP66 - The Risk Of NOT Buying A House In 2023

Should You Buy Now Or Wait for The Housing Market To Improve? What are the risks of buying a house in 2023? What is the risk of not buying a house in 2023? In this episode, we discuss what you have to consider if you're weig…
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The Educated HomeBuyer Podcast
May 22, 2023

LIVE Q & A - When Will House Prices Move Lower?

The Housing Market is broken as higher mortgage interest rates have led to less inventory coming to the Housing Market, in turn, stabilizing house prices. When will we see housing affordability improve? Is there a housing cr…
May 16, 2023

EP65 - The Housing Market Has To Change, Right?

The 2023 Housing Market has been anything but normal with both a limited supply of available inventory as well as limited demand but house prices remaining very strong. What has to change in the current real estate market to…
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The Educated HomeBuyer Podcast
May 12, 2023

LIVE Q & A - Low Inventory Is Inflating House Prices

The biggest problem in the housing market right now is the lack of housing supply which is continuing to drive up house prices. In addition we have the FED hiking interest rates putting further strain on housing affordabilit…
May 9, 2023

EP64 - Fannie Mae Just Increased Mortgage Interest Rates

New loan level price adjustments by Fannie Mae will affect home buyers with both higher credit scores as well as those with lower credit scores. Who is being impacted the most by these LLPA's? How will these llpa's affect yo…
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The Educated HomeBuyer Podcast
May 5, 2023

LIVE Q & A - The Biggest Problem In The Housing Market

The housing market continues to be on fire despite higher inflation and mortgage rates. How will the FED's latest decision impact interest rates? Should you buy now or wait for a better time? In this LIVE, we will give a bri…
May 2, 2023

EP63 - Using Gift Money For A Down Payment When Buying A House

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down p…
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The Educated HomeBuyer Podcast
April 28, 2023

LIVE Q & A - The Housing Market Slowdown Is Far From Over!

Existing home sales dropped 22% year over year in March as house prices continue to rise in areas with low inventory. While inflation is moderating, mortgage interest rates remain in the mid 6% range locking sellers into the…
April 25, 2023

EP62 - How To Add Value To Your House | Best Home Improvements For Value

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvem…
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The Educated HomeBuyer Podcast
April 21, 2023

LIVE Q & A - The Housing Market Amid Recession Fears | Should You Buy Now Or Wait?

The Fed expects the banking crisis to cause a recession in 2023 while at the same time keeping interest rate hikes on the table. Should you buy a house now or wait for a housing crash? In this LIVE, we will give a brief over…
April 18, 2023

EP61 - Qualifying For A Mortgage With Student Loans

Are you a first time home buyer wondering how your student loan debt may affect your ability to qualify for a mortgage? What's so special about student loans when buying a house? What if my student loans are in forbearance? …
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The Educated HomeBuyer Podcast
April 14, 2023

EP60 - What Is The Educated Home Buyer - Interview With Michael Zuber From One Rental At A Time

What is The Educated HomeBuyer? Why are Josh and I so passionate about helping first time home buyers achieve the goal of homeownership? In this episode, we have a great conversation with Michael Zuber from One Rental At A T…
April 11, 2023

EP59 - FHA vs Conventional - First Time Home Buyer Guide

Are you a first time home buyer considering buying a home in 2023 but unsure about FHA vs Conventional? Which loan program is right for you? What are the fha loan requirements? What are the conventional loan requirements? Wh…
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The Educated HomeBuyer Podcast
April 7, 2023

LIVE Q & A - Confidence In The US Housing Market Is Approaching An All Time Low

Consumer confidence in the US housing market just approached an all time low as buyers and sellers deal with The FED, Higher Mortgage Interest Rates, High Home Prices in addition to having anxiety about job security. In this…
April 4, 2023

EP58 - Refinancing 101 - Everything You Need To Know About Refinancing Your Home

Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? When does it make sense to refinance? Should you refinance your current mortga…
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The Educated HomeBuyer Podcast
March 31, 2023

EP57 - California Dream For All Shared Appreciation Loan - Down Payment Assistance

Imagine opening the door to your new home in California, knowing you made it happen with a smart financial move. That's what the California Dream for All program is all about—making homeownership achievable through shared ap…
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The Educated HomeBuyer Podcast