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The Educated HomeBuyer| First Time Home Buyer & Mortgage Podcast
Jan. 2, 2024

2024 California Housing Forecast With Steven Thomas

2024 California Housing Forecast With Steven Thomas

What will the 2024 California Housing Market Look like? Steven Thomas discusses the unique benefits of utilizing semi-private data from the multiple listing service, providing a more accurate and forward-looking view of the real estate market. He emphasizes the importance of frequent data compilation and the impact of interest rates…

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Dec. 29, 2023

Just Because You Meet The Guidelines Doesn't Mean You Will Qualify

Just Because You Meet The Guidelines Doesn't Mean You Will Qualify
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Dec. 29, 2023

High Cost Areas Are Going To Be A Problem

High Cost Areas Are Going To Be A Problem
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Dec. 28, 2023

Lenders Will Use A Rent Survey When Buying Units

Lenders Will Use A Rent Survey When Buying Units
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Dec. 28, 2023

2024 - The Year Of Lower Mortgage Rates and Higher Prices

2024 - The Year Of Lower Mortgage Rates and Higher Prices

The 2024 housing market will be driven by lower mortgage interest rates and higher house prices. Should you buy now or wait? In this live episode, we are going to discuss the latest regarding inflation, the Federal Reserve, as well the latest employment and economic data while helping you understand…

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Dec. 28, 2023

Qualifying For Units Requires More Due Diligence

Qualifying For Units Requires More Due Diligence
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Dec. 27, 2023

Mortgage Insurance Is Based On Risk

Mortgage Insurance Is Based On Risk
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Dec. 27, 2023

Conventional Loans Now Allow You To Purchase Units With A Minimal Down Payment

Conventional Loans Now Allow You To Purchase Units With A Minimal Down Payment
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Dec. 26, 2023

Don't Get Too Aggressive When Writing Off Your Expenses

Don't Get Too Aggressive When Writing Off Your Expenses
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Dec. 26, 2023

2024 Housing Market Forecast With Logan Mohtashami

2024 Housing Market Forecast With Logan Mohtashami

What does the 2024 Housing Market Look like? Logan Mohtashami, an economist with Housingwire, discusses the dynamics of the housing market, including the impact of mortgage rates and the Federal Reserve's policy. He explains the concept of real rates and the Fed's rate cuts. Logan also shares his forecast for…

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Dec. 26, 2023

FHA Has This Crazy Rule

FHA Has This Crazy Rule
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Dec. 25, 2023

The Lender Is Taking This Into Account When Using Rents To Qualify

The Lender Is Taking This Into Account When Using Rents To Qualify
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Dec. 25, 2023

Take Advantage Of What Lenders Are Allowing

Take Advantage Of What Lenders Are Allowing
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Dec. 24, 2023

Loan Qualifications For Purchasing Units With FHA

Loan Qualifications For Purchasing Units With FHA
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Dec. 24, 2023

You Should Buy Units Before Buying Your Forever Home

You Should Buy Units Before Buying Your Forever Home
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Dec. 23, 2023

House Hacking Can Improve Housing Affordability

House Hacking Can Improve Housing Affordability
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Dec. 23, 2023

Using Income From Other Units To Help You Qualify

Using Income From Other Units To Help You Qualify
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Dec. 22, 2023

Can You Use A Roommate Income To Qualify?

Can You Use A Roommate Income To Qualify?
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Dec. 22, 2023

What's The Difference?

What's The Difference?
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Dec. 21, 2023

What Does An Underwriter Do When Getting A Mortgage?

What Does An Underwriter Do When Getting A Mortgage?
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Dec. 21, 2023

6% Mortgage Rates Are Back!!!

6% Mortgage Rates Are Back!!!

Mortgage Interest Rates Just Cooled To The Lowest Level Since July After Hitting 23 Year Highs In October. This dip in interest rates has caused buyer demand to jump but the Housing Market still needs more inventory in addition to further stability. Should you buy now or wait? In this…

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Dec. 21, 2023

Manual Underwriting Is NOT Ideal

Manual Underwriting Is NOT Ideal
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Dec. 20, 2023

Just Because You Meet The Guidelines Doesn't Mean You're Approved

Just Because You Meet The Guidelines Doesn't Mean You're Approved
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Dec. 20, 2023

Your Credit Is More Important Than You Think

Your Credit Is More Important Than You Think
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