Welcome back to the Educated Home Buyer where we discuss everything you need to know to buy right, borrow smart and build wealth through real estate ownership and financing. In this weeks episode, we are going to answer the question of what are points when getting a home loan? What's…

Are you a first time home buyer wondering about gift funds when buying a house? Can you use gift money to buy a house as a first time home buyer? How much of your down payment can be a gift? Can you get a gift for the down payment and…

Are you a first time home buyer wondering how to get a mortgage to buy a home? Should you get pre-qualified or pre-approved? What's the difference in a pre-approval vs pre-qualification? What documents are needed to get pre-approved? What does a Realtor need to see in a pre-approval package? In…

Are you a first time home buyer with questions about getting pre-approved to buy a house? What is the minimum credit score? How much money do you need for a down payment? How much are the closing costs? How much money do I need to have in the bank? In…

Are you a homeowner or a first time home buyer wondering which improvements add the most value to your home? Which value add improvements should you consider when buying a house? In this episode, we discuss the best improvements to add value to your home as well as those to…